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Changing the default card in Apple Pay is simple. Users can access their Apple Wallet, select the current default card, and choose a new one from the list of added cards. This process allows for easy switching between cards depending on user preference or spending needs. Apple Pay works by securely storing card information and using Near Field Communication (NFC) technology for contactless payments. A tip for users is to regularly update the default card to match their current financial goals or spending habits.

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